About Us

Founded in 2000 Continuum (formerly GCX – Global Currency Exchange) is a wholly owned independent payments provider with a comprehensive suite of multicurrency card payment optimisation solutions that provide Merchants with new revenue streams and reduced operating costs at minimal investment.

Continuum is cognisant that merchants are paying too much for credit card processing and that much of the payments chain is arcane and inefficient. Continuum’s goal is therefore to use its technology to rework the payments chain thereby driving down cost, driving out fraud, while simultaneously mining unshackling new revenue streams.

Continuum provides its payment services to large-scale Merchants that transact in multiple currencies, as well as to Acquiring Banks and Payment Service Providers on a multinational basis from the Americas through Europe (where its operations are headquartered), the Middle-East to Asia Pacific where its international sales offices are based. Continuum deploys its services across in the travel and tourism, online gaming, and online retail sectors.

Continuum has built a world class payments platform (MC4) fronted by an intelligent payments switch (iPS) designed, specified, developed, and tested over a 5 year period that:
  • routes card transactions to the lowest point of processing cost (‘least cost routing’)

  • offers DCC services at minimal cost and zero risk

  • provides comprehensive cash management and revenue accounting reporting supplemented with business intelligence analysis

  • gives access to an unparalleled network of multicurrency trans-national acquiring banks

Continuum uses its award winning proprietary ‘disruptive’ technology to unbundle the payments supply chain (see ‘payments loop’ diagram below) thereby enabling its clients to capture payment chain profit while simultaneously driving out payment chain cost loop that arises from inefficient practice and process.


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News Story: 01 October 2007

Continuum wins global MasterCard contract

­Following many months of close co-operation Continuum has been appointed as the world’s first and only global reseller of the MasterCard MIGS service with exclusivity in Europe and the Americas. read more
Frequently Asked Questions
There are several benefits to the cardholder: firstly he or she gets ‘price certainty’, knowing that the amount they see on the payment page is the amount they will pay meaning no nasty surprises and the ability to reconcile their accounts at the point-of-purchase; secondly they will get a competitive rate on foreign exchange that will often better the rate provided by their credit card issuing bank.